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Demo environment — Polygon Amoy testnet. Assets, figures and documents shown here are illustrative and do not represent real offerings, holdings, or investment advice. Card payments run in Stripe test mode: no money is taken, and tokens carry no value. How the platform works

BUMOSI

The Lexicon

Glossary

The vocabulary of tokenized real-world assets.

RWA
basics
Real-World Asset — a physical or off-chain asset (mine, building, bond) represented on-chain by tokens.See also: Tokenization, Asset Token
Tokenization
basics
The process of issuing blockchain tokens that represent fractional ownership of an asset.See also: RWA
Asset Token
tokens
An ERC-20 token representing fractional ownership of one specific real-world asset on Bumosi.See also: ERC-20, Token Standard
KURA
tokens
The platform utility token. The platform's fee on a purchase is swapped to KURA on KuraDEX, creating continuous demand (the flywheel); the money you invest goes to the asset's issuer and is never converted to KURA. Card purchases deliver shares directly, with no swap.See also: Flywheel, KuraDEX, Staking
Flywheel
tokens
The KURA demand loop, funded by platform revenue: more activity → more fees → more fee-funded KURA buying → KURA demand ↑ → staking more attractive → deeper liquidity. Investor principal is never part of the loop; it settles to the issuer.See also: KURA, Staking
KuraDEX
defi
The constant-product AMM where USDC↔KURA swaps execute. Every crypto buy order routes through it for settlement.See also: AMM, KURA
AMM
defi
Automated Market Maker — a liquidity pool pricing trades by the x·y=k formula instead of an order book.See also: KuraDEX
Staking
defi
Locking KURA for a period to earn 5–12% APY depending on lock duration. Early unstaking incurs a 5% penalty.See also: APY, KURA
APY
finance
Annual Percentage Yield — the compounded annual return of a deposit or stake.See also: Staking, Dividend
ERC-20
standards
The fungible token standard. Default for Bumosi asset tokens; transfers are KYC-checked on every hop.See also: Token Standard, Asset Token
ERC-4626
standards
The tokenized vault standard: deposit an asset token, receive yield-bearing vault shares, redeem anytime.See also: Vault, Vault Shares
ERC-3475
standards
The bond standard used here: classes with coupon rate and maturity, non-transferable, redeemable at maturity.See also: Bond, Coupon
ERC-7291
standards
Purpose-bound token standard: usage restricted to a declared purpose (e.g. carbon retirement only).See also: Purpose-Bound Token, Retirement
Token Standard
standards
The contract interface an asset uses on Bumosi: ERC-20, ERC-3475 (bond), or ERC-7291 (purpose-bound).See also: ERC-20, ERC-3475, ERC-7291
Bond
finance
A debt instrument issued as an ERC-3475 token: fixed coupon, fixed maturity, accredited investors only.See also: Coupon, Maturity, ERC-3475
Coupon
finance
The periodic interest payment on a bond, paid in USDC and claimable like a dividend.See also: Bond, Dividend
Maturity
finance
The date a bond's principal becomes redeemable via redeemBond.See also: Bond, Redemption
Vault
defi
An ERC-4626 contract holding asset tokens and issuing shares that accrue the asset's revenue.See also: ERC-4626, Vault Shares
Vault Shares
defi
Tokens representing your stake in a vault; their value grows as the vault earns revenue.See also: Vault, Share Price
Share Price
defi
Vault total assets ÷ total shares. Rises as the vault earns yield.See also: Vault Shares
Dividend
finance
A USDC revenue distribution to token holders, pro-rata to balances, claimable on-chain anytime.See also: Distribution, APY
Distribution
finance
An on-chain dividend event created by the issuer via the DividendDistributor contract.See also: Dividend
KYC
compliance
Know Your Customer — identity verification required before investing. On Bumosi it's mirrored on-chain in the IdentityRegistry.See also: IdentityRegistry, Accredited Investor
IdentityRegistry
compliance
The on-chain contract storing verified investors. Every asset contract checks it on transfers, deposits, and issuance.See also: KYC, Freeze
Accredited Investor
compliance
An investor class (qualified/institutional/professional) required for bond purchases, enforced on-chain.See also: KYC, Bond
Freeze
compliance
Revoking a wallet's on-chain verification so every asset contract rejects its transactions.See also: IdentityRegistry, Sanctions
Sanctions
compliance
Country-level screening applied before any purchase, from a configurable denylist.See also: Freeze, KYC
Proof of Reserve
compliance
Independent auditor attestations of the reserves backing an asset, recorded on-chain and shown publicly.See also: Attestation
Attestation
compliance
A signed declaration (value, date, auditor) recorded in the platform DB and on the ProofOfReserve contract.See also: Proof of Reserve
Settlement
defi
The atomic completion of a purchase: payment pulled and asset delivered in one transaction, all-or-nothing.See also: BuySettlement
BuySettlement
defi
The escrow contract that pulls your USDC, forwards it to the asset's issuer, swaps only the platform fee to KURA, and delivers your asset tokens — all in one transaction.See also: Settlement, Flywheel
Redemption
finance
Exiting a position through the custodian: request → approve → settle (fiat or physical), with a 0.5% fee.See also: Maturity, Custodian
Custodian
compliance
The entity responsible for the physical asset and for settling redemptions.See also: Redemption, Proof of Reserve
Retirement
standards
Permanently burning a purpose-bound (carbon) token to claim its environmental benefit.See also: ERC-7291, Purpose-Bound Token
Purpose-Bound Token
standards
An ERC-7291 token whose transfers are restricted to purpose-allowlisted recipients.See also: ERC-7291, Retirement
Slippage
defi
The price movement between quote and execution on an AMM; orders carry a minimum-output floor against it.See also: AMM, KuraDEX